FAQ

CityPaycheckCalculator.com estimates your take-home pay after federal, state, local taxes, Social Security, and Medicare. Enter your pay and location to get instant results.

We use current IRS brackets and state/local rules. Results closely match most pay stubs, but actual amounts can vary with benefits, pre-tax deductions, and employer specifics.

Federal income tax, state income tax (where applicable), local/city taxes (in certain jurisdictions), Social Security (6.2% up to the wage base), and Medicare (1.45% + 0.9% surtax for high earners).

Yes. Include 401(k), 403(b), HSA/FSA, and other pre-tax deductions to see their impact on taxable income and take-home pay.

Yes. Our calculator and Tax Updates pages reflect the latest brackets, standard deduction, and Social Security wage base for 2025.

Yes—every U.S. state is supported, plus local taxes for cities like NYC, Philadelphia, and many Ohio municipalities.

Use our comparison workflow to estimate salary after taxes for two states or cities and see the difference side-by-side.

No. Calculations run instantly in your browser; we don’t require login or store salary inputs.

Bonuses may face supplemental withholding; overtime increases gross pay and can push part of income into a higher bracket. Run separate scenarios to compare.

Update your W-4 with your employer and re-run the calculator to preview the impact before the next pay cycle.

Yes—free to use with no signup or hidden fees.

Check our annual Tax Updates hub for federal/state changes and examples of how they affect take-home pay.