Free Tennessee Weekly Paycheck Calculator 2025 – Easily Estimate Take-Home Pay

If you work in Tennessee, figuring out your weekly paycheck is easier than in many states because Tennessee does not tax wages. That means your take-home pay depends mostly on federal taxes, Social Security, Medicare, and any personal deductions.

A Tennessee Weekly Paycheck Calculator helps you estimate what lands in your bank account after taxes and contributions, so you can plan your budget with confidence.

How Paychecks Are Calculated in Tennessee

Federal Income Taxes

• The IRS uses progressive federal tax brackets to determine withholding.
• Filing status (single, married, head of household) affects your tax rate.
• Withholding also depends on your W-4 elections and taxable wages after pre-tax deductions.

FICA Payroll Taxes

• Social Security: 6.2% of wages (up to the annual wage cap).
• Medicare: 1.45% of wages, with no cap.
• Additional Medicare Tax: +0.9% applies to higher earners ($200k+ single, $250k+ married).

Tennessee State Income Tax

• Tennessee has no state income tax on wages.
• The state repealed the Hall Tax (previously applied to investment income) in 2021.
• Workers only pay federal and FICA taxes on weekly earnings.

Local Taxes in Tennessee

• Tennessee does not impose local or city payroll taxes.
• You only need to factor in federal taxes and deductions when calculating take-home pay.

Weekly vs. Biweekly vs. Monthly Paychecks

• Weekly pay → 52 smaller checks per year.
• Biweekly pay → 26 paychecks per year, slightly larger than weekly.
• Monthly pay → 12 larger checks each year.
  While the annual income is the same, the frequency affects how you budget and plan cash flow.

Example: Tennessee Weekly Paycheck Calculation

Imagine you live in Nashville and earn $25/hour, working 40 hours per week:

• Gross Weekly Pay: $1,000
• Federal Tax (approx., single filer): $105
• Social Security (6.2%): $62.00
• Medicare (1.45%): $14.50
• Tennessee State Tax: $0

👉 Estimated Net Weekly Pay ≈ $818.50 (before any insurance or retirement deductions).

Why Use a Tennessee Weekly Paycheck Calculator?

A paycheck calculator is useful for Tennessee workers because it:

• Shows the real difference between gross and net pay.
• Helps you plan around federal tax and FICA contributions.
• Makes it easy to test what-if scenarios (overtime hours, 401k contributions, health insurance).
• Gives clarity on weekly vs biweekly paycheck amounts.
• Simplifies budgeting for bills, savings, and retirement.

FAQs About Tennessee Paychecks

1. Does Tennessee tax my wages?
No. Tennessee does not tax wages or salaries.

2. Are there city or county payroll taxes in Tennessee?
No. There are no local income taxes in Tennessee.

3. Do I still pay Social Security and Medicare in Tennessee?
Yes. All U.S. workers pay 6.2% Social Security and 1.45% Medicare, no matter where they live.

4. What is the minimum wage in Tennessee?
Tennessee follows the federal minimum wage of $7.25/hour.

5. How is overtime pay handled in Tennessee?
Federal law requires time-and-a-half pay for hours worked over 40 in a week.

6. How do pre-tax deductions affect my paycheck?
401(k) contributions, HSAs, and insurance premiums reduce your taxable income, lowering federal tax and sometimes FICA.

7. Do bonuses get taxed differently in Tennessee?
No. Bonuses are taxed as regular wages for federal withholding.

8. How many paychecks do I get in a year if paid weekly?
Weekly pay = 52 paychecks per year.

9. Can salaried employees use this calculator?
Yes. Salaried workers can convert annual salary into a weekly equivalent to estimate net pay.

10. Why is my paycheck smaller than expected in Tennessee?
Because of federal tax, Social Security, Medicare, and any personal deductions (like 401k or health insurance).