1) Eligibility & Changes to Terms

• Eligibility: You must be at least 13 years old (or the age required in your jurisdiction) to use the Services.
• Updates: We may modify these Terms at any time. Changes are effective when posted on this page with the “Last updated” date. Your continued use constitutes acceptance.

2) Use of the Services

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes or for internal business evaluation.

• No copying, scraping, crawling, or bulk downloading of content or data beyond ordinary browser use.
• No reverse engineering, interfering with security features, or attempting to access non-public systems.
• No use that infringes rights, violates laws, or harms our users, reputation, or operations.
• We may modify, suspend, or discontinue any part of the Services at any time.

3) Educational Estimates — Not Advice

Our calculators and content are for educational and informational purposes only. Results are estimates and may differ from your actual paycheck due to employer payroll configuration, W-4 elections, local rules, rounding, and timing differences. We do not provide tax, legal, accounting, or financial advice. See our Disclaimer and Methodology.

4) Privacy & Cookies

Your use of the Services is subject to our Privacy Policy. We use cookies and similar technologies. Manage your choices via our Cookie Policy & Consent.

5) Intellectual Property

• The Services, including text, design, and other materials, are owned by City Paycheck Calculator or its licensors and are protected by intellectual property laws.
• You may link to our public pages, but framing, systematic scraping, or mirroring is prohibited without written permission.
• If you believe content infringes your copyright, see our Copyright & DMCA Policy for instructions.

6) User Content & Feedback

If you send us messages, suggestions, or feedback (e.g., via our Contact page), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, and create derivative works from that feedback to operate and improve the Services. Do not send confidential or sensitive information.

7) Prohibited Conduct

• Automated access, scraping, or load testing beyond normal browsing.
• Introducing viruses, malware, or other harmful code.
• Attempting to bypass technical controls or access non-public areas.
• Using the Services for unlawful, fraudulent, or abusive purposes.

8) Third-Party Links, Tools & Affiliates

The Services may link to third-party websites or use third-party tools (e.g., analytics). We are not responsible for third-party content, policies, or practices. We may include affiliate links to payroll/tax products; if you purchase through a link, we may earn a commission at no extra cost to you. Monetization does not influence calculator logic or editorial decisions. See our Privacy Policy.

9) Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, error-free, or secure. See our Disclaimer.

10) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CITY PAYCHECK CALCULATOR AND ITS CONTRIBUTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIMS WILL NOT EXCEED USD $100 OR THE AMOUNT YOU PAID (IF ANY) FOR THE SERVICES IN THE 12 MONTHS PRECEDING THE CLAIM.

11) Indemnification

You agree to defend, indemnify, and hold harmless City Paycheck Calculator and its contributors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Services or your violation of these Terms.

12) Suspension & Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for any reason including suspected violation of these Terms. Upon termination, provisions that by their nature should survive (e.g., IP, disclaimers, limitations of liability) will remain in effect.

13) Governing Law & Venue

These Terms are governed by the laws of [Insert governing state/country], without regard to conflict-of-law rules. You agree to the exclusive jurisdiction and venue of the courts located in [Insert city/state] for disputes that are not subject to another dispute-resolution mechanism.

If a provision is found unenforceable, the remaining provisions will remain in full force and effect.

14) Changes, Entire Agreement & Contact

• Changes to Services: We may add or remove features at any time.
• Entire Agreement: These Terms, together with the policies linked below, constitute the entire agreement between you and us concerning the Services.
• Contact: contact@citypaycheckcalculator.com • Contact page

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